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Savings APY: No min. balance required. For more information on Annual Percentage Yields, go to chime.com/disclosures.
9x times national average: Comparison to national average rate on the FDIC’s National Rates and Rate Caps website, as of 5/14/2026.
Early Pay: Early access to direct deposit funds depends on payer.
Round Ups: Only debit card and credit card purchases can receive round-ups.
Split your pay: Must receive a qualifying direct deposit of $1 or more.
5% Cash Back: Cash back on eligible Chime Card purchases. Terms and limits apply.