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A Golden Rule in Investment As We Age!
As we age, three things quietly work against us as investors: our time horizon shrinks, our cognitive sharpness fades, and our emotional resilience drops. Research shows financial decision-making peaks around age 53 and declines 1–2% every year after. The cruel part? Our confidence stays high even as competence falls. This is exactly why CPF Life is so powerful — guaranteed lifelong payouts that rise in relevance as our ability to manage money falls. Discipline compounds. Euphoria does not.
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